PSI Ohio Insurance Practice Exam

What criterion does not need to be met to qualify for Social Security disability benefits?

1. Being unable to work in a trained occupation

2. Having sufficient work credits

3. Meeting specific medical criteria

4. Being under a certain income limit

The correct answer is: Being unable to work in a trained occupation

To qualify for Social Security disability benefits, individuals must generally meet specific medical criteria that demonstrate their disability significantly impairs their ability to perform basic work-related activities. Additionally, applicants must have sufficient work credits, which are based on their earnings and contributions to Social Security over their working life. There are also income limits involved in determining eligibility for the program. The assertion that being unable to work in a trained occupation does not need to be met is accurate because the focus of Social Security disability is not solely on whether an individual cannot perform their previous work. Instead, the assessment involves whether the applicant is unable to engage in any substantial gainful activity due to their medical condition. Thus, the criterion of not being able to work specifically in a trained occupation is not a requirement for eligibility, aligning with the focus on overall capability to perform any type of work.