PSI Ohio Insurance Practice Exam

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Study for the PSI Ohio Insurance Test. Use flashcards and multiple choice questions with explanations. Get ready to ace your exam!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What is emphasized by a Health Maintenance Organization (HMO)?

Emergency services only
Preventive medicine
Specialist-driven care
Hospitalization coverage

The correct answer is: Preventive medicine

A Health Maintenance Organization (HMO) places a strong emphasis on preventive medicine as a core component of its healthcare delivery model. This focus encourages its members to engage in regular health screenings, immunizations, and wellness checks to prevent illnesses before they occur or become serious. By prioritizing preventive care, HMOs aim to reduce overall healthcare costs and improve health outcomes for their members. Preventive medicine is beneficial as it helps catch potential health issues early on, allowing for more effective and less costly treatment. This approach aligns with the HMO's goal of promoting a healthier population and managing healthcare expenses, making it an essential part of their philosophy. Thus, selecting this response accurately reflects the key focus of an HMO.